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How do I read it. It is a valuable tool for informed underwriting decision-making in the Personal Automobile industry. Errors In Private Insurance Database Costs Consumers Ktvb Com The information about you on the report. Clue auto report . Your insurance rates and coverage options can be influenced by a CLUE. You can get a free CLUE report once a year by either calling LexisNexis or ordering one from its website. The CLUE report is the insurance-world equivalent of a credit report on insurance consumers and can have a profound impact on your personal property and auto insurance rates. A CLUE report is a database of insurance claims managed by LexisNexisa credit reporting agency that maintains certain data on drivers. A CLUE report -- Comprehensive Loss Underwriting Exchange -- is a compilation of claims on auto insurance and home insurance over seven years. The research firm LexisNexis owns and operates the Comprehensive Loss Underwriting Exchange. CLUE the Compr...