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Other options include educational savings accounts custodial accounts and savings bonds. We added American Express High Yield Savings as a best option for high school students because it can be opened online jointly with a guardian and features a strong APY no fees and 247 customer service. Best Saving Accounts For Students 2020 Golden 1 Credit Unions Student Checking account for college students 17 and older has no monthly maintenance fees and no minimum balance requirements. Best savings account for college students . This is a good no-fee student checking account but Chase has more branches and Chase and TD Bank both rank above US. High Yield Savings Account. But 529 savings plans offer some attractive advantages including the ability to make investment choices no age limit on plan beneficiaries federal tax-deferred earnings and tax-free withdrawals as long as theyre for qualified. The only caps placed on contributions to Section 529 savings plans are lifetime totals fo...