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Your FICO Score May Differ. These are what you see when you look up your credit score on free sites such as Credit Karma or through your online banking platform such as Capital One or Chase some banks provide FICO scores for free though its not as common. Credit Score Chart Credit Karma Danabi When a lender runs your credit theyll usually see your three FICO scores from Experian Equifax and TransUnion. Fico vs credit karma . All mortgage companies use the same FICO version so while your score may differ with a mortgage lender vs to what you see on Credit Karma all lenders will see the same score as each other if more than one were to pull your credit. Then there are educational credit scores. Using these criteria credit users are assigned a number in the FICO score range between 300 and 850 with a higher score indicating better credit. Does checking Credit Karma hurt your score. Therefore it is not reliable in most situations. In fact it appears that filing taxes is comple...